Retirement Planning

As a federal government worker, you have a wealth of options to choose from when it comes to planning for retirement. But it is not easy to accurately determine what your quality of life will be like — how much money you will have on hand — after you decide to finally hang up your hat and enjoy other pursuits.

We’ve seen federal government workers watch their incomes drop 70 to 80 percent once they stopped earning their full-time government salary and turned to their FERS basic annuity and Social Security to make ends meet.

That’s not the position you want to be in. That’s why you should turn to us.

You know all too well how the federal government works. You must read hundreds of pages, hundreds of bone dry rules to just get a grasp of your benefits and how they will work in your favor, or not, come retirement.

There are many variables at play with your federal benefits, which could offer you a wonderful life after you depart from your career. Or you could be placed in a difficult position because you weren’t made aware how you can optimize your government-sponsored benefits or seek other alternatives.

There’s so much dense language to sort through. And your agency’s HR department, as well as the Office of Personnel Management, may be too overworked and understaffed to quickly get you the answers to the following questions and more that surely come up along the way as you start planning for retirement.

When is the best time to retire?